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Home > Commercial Lines > Typical Coverage > Owners & Contractors Protective Liability > Vicarious Liability Vicarious LiabilityDefinition -Vicarious liability is usually the result of injury or damage caused by an employee under a strict employer and employee relationship. However, under certain circumstances, the liability exposure for acts by non-employees, such as independent contractors, may also be attributed to the owner or general contractor. The circumstances usually involve three situations:
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