Business Owners Policy

If you own or run a small business, your insurance needs may be properly handled by a business owner policy or BOP. 

BOPs are similar to a homeowners policy in that they both offer property and liability protection in one policy. Businesses such as retailers, wholesalers, small contractors, artisan contractors, dry cleaners, restaurants, offices, and convenience stores (including those with gas pumps) and many others are eligible for BOP coverage.

The policy's protection to business personal property applies whether the property is located inside or immediately outside the covered buildings. Business personal property (such as office equipment, copiers, desks, etc.) includes property you own, lease or control as long as the property is used by the business.