Commercial Umbrella

The commercial umbrella policy is designed to cover your business for losses that either exceed the limits of or are otherwise not covered by your underlying liability insurance policies.  It can provide an additional layer of insurance protection to handle major losses.

Umbrella liability is follow form in most cases for design professionals.  It is often used to give business owners peace of mind against catastrophic losses that would otherwise put the firm out of business and to meet contractual obligations when projects require limits higher than what is offered through general liability.